Terms of Service
Last updated: January 2025
1. Agreement to Terms
By accessing or using Unified ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these Terms, do not use the Service.
2. Description of Service
Unified is a personal financial management application that allows users to connect their Canadian bank accounts and view their financial information in one place.
Unified is not a bank or financial institution. We do not hold funds, process payments, transfer money, or provide financial advice.
3. Eligibility
- Be at least 18 years of age
- Be a resident of Canada
- Have a valid email address
- Have at least one Canadian bank account
4. Bank Account Connection
By connecting your bank accounts through Plaid, you:
- Authorize Plaid to access your account information on your behalf
- Confirm that you are the lawful owner of the accounts you connect
- Understand that we receive read-only access and cannot initiate transactions
5. Data Accuracy Disclaimer
The financial information displayed is provided by your financial institutions through Plaid. We do not guarantee the accuracy, completeness, or timeliness of any data. Always verify important financial information directly with your bank.
6. Governing Law
These Terms shall be governed by the laws of the Province of Ontario, Canada.
7. Contact Us
If you have any questions about these Terms, contact us at: legal@unifiedbankings.com